Owned by IBS Somali Bank. Powered by SomLink Telecom. Built for You.
eBesa is Somalia’s trusted mobile money ecosystem, built to bridge global financial services with local communities. More than a simple wallet, eBesa offers cross-border remittances, bulk payment solutions, and advanced telecom integrations, driving economic empowerment and financial inclusion throughout Somalia.
Licensed by the Central Bank of Somalia and powered by IBS Bank and SomLink Telecom, eBesa combines robust compliance standards with innovative mobile technology—ensuring secure, reliable, and user-friendly transactions for individuals, businesses, and humanitarian agencies alike.
Strategic Partnerships Include:
To transform Somalia’s financial landscape by providing an integrated, secure, and inclusive mobile money ecosystem—ultimately fostering economic growth, collaborative partnerships, and sustainable development for all.
This vision centres on:
To digitize money and payments in Somalia through an advanced mobile financial platform that seamlessly integrates banking, telecom, and remittance services.
We strive to:
Whether you’re sending money to loved ones, paying daily bills, or managing business payroll, eBesa is committed to making finance simpler, safer, and more accessible for every Somali.
Globally-Enabled Remittances
Instant, Cross-Border Transfers: Facilitate swift, cost-effective transactions via reputable international partners.
User-Friendly Onboarding: Adaptable KYC procedures accommodate a wide range of documentation, benefitting both diaspora and in-country clients.
Comprehensive Digital Finance Solutions
Integrated Services: Combine mobile money, bill payments, and airtime/data in a single application.
Reliable Access: Backed by IBS Bank and SomLink Telecom, ensuring 24/7 availability nationwide.
Robust Compliance & Security
Central Bank of Somalia–Licensed: Adherence to Mobile Money Regulations for stringent oversight and consumer protection.
Advanced AML/CTF Protocols: Multi-layer encryption plus continuous risk monitoring for safe, transparent operations.
Enterprise-Grade Bulk Payments
Scalable Payroll & Disbursements: Ideal for NGOs, relief agencies, and private enterprises seeking efficient high-volume transactions.
Automated & Traceable: Minimizes overhead while ensuring timely, accurate payouts.
Inclusive by Design
Streamlined Registration: Simple KYC thresholds enable easy onboarding, even for users with minimal identification.
USSD & Web Accessibility: Ensures financial services reach remote regions, bridging Somalia’s digital divide.
Catalyzing Sustainable Transformation
Aligned with UN SDGs: Actively supporting poverty reduction (SDG 1), economic growth (SDG 8), innovation (SDG 9), and global partnerships (SDG 17).
Nationwide Coverage: Expanding financial inclusion to underserved populations, thereby encouraging entrepreneurship and resilience.
NTP Compliance: Through digital payments, targeted financial literacy, tailored micro-finance for marginalized groups, and energy-efficient infrastructure, eBesa aligns with Somalia’s National Transformation Plan (2025–2029) across Sustainable Economic Transformation, Social & Human Capital Development, Environment & Climate Resilience, and Transformational Governance.
Fostering Local & Regional Growth
Bridging the Underbanked: Delivers digital finance solutions where conventional banking is limited or nonexistent.
Capacity Building & Education: Agent-led training programs enhance user knowledge and spur microenterprise activity.
Market Expansion: Smooth mobile transactions stimulate trade and bolster regional economies.
eBesa is an integrated digital and mobile financial platform designed to digitize money and payments, enhancing financial inclusion across Somalia.
